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Compliance Resource Center

(Updated 05/17/2017)​

The Word & Brown Companies (Word & Brown Insurance Administrators, Inc., and CHOICE Administrators Insurance Services, Inc., which are collectively referred to herein as "W&B") are providing the following content for your (the "User") information and convenience: (i) Affordable Care Act Tax Credit Calculators (“Calculators”); (ii) Healthcare Reform Webinars ("Webinars"); and (iii) The Health Reform Resource Center Website(s) (the "Website(s)"). The above referenced Calculators, Webinars, and Website(s) are collectively referred to herein as the "Content."  
All information contained within and provided in conjunction with the Content is subject to change without notice. Reasonable efforts have been taken to ensure the accuracy and integrity of all such information and Content, but W&B is not responsible for misprints, out-of-date information, mistakes, assumptions, and/or errors. W&B provides all Content on an "as is" basis and, as such, makes no representations or warranties, express or implied, concerning the accuracy, reliability, timeliness, completeness or suitability of the Content, including any other material which is expressed, referenced, linked, or connected thereto.  W&B specifically disclaims, to the fullest extent permitted by law, all warranties, express or implied, including without limitation the warranties of merchantability, fitness for a particular purpose, and non-infringement with respect to any of the Content.  In no event will W&B be liable for any general, special, indirect, incidental or consequential damages, even if W&B has been advised of the possibility of any such damages. 
The Content is not intended by W&B to be a substitute for professional advice, whether legal, tax, financial, or otherwise, and Users are strongly urged to consult appropriate professional tax, financial, legal, and/or other qualified advice regarding any such matters.   Specific laws may vary by jurisdiction. Under no circumstances shall the information conveyed by the Content be considered tax, financial, legal or other professional advice.   Moreover, should statements of fact and/or opinions be expressed within or in conjunction with the Content, such statements and/or opinions are those of the participants individually and, unless expressly stated to the contrary, are not the views or opinions of W&B, or any of the W&B Companies, and may not be relied on as such.
W&B is not responsible for technical malfunctions including, without limitation, inabilities to access the Content; failures, omissions, interruptions, deletions, or defects in any telephone systems or networks, computer online systems, computer equipment, server providers, or software, including any injury or damage to User’s, or any other person’s, computer or system relating to or resulting from any use of the Content. User hereby acknowledges and agrees that, in addition to W&B’s licensors and/or suppliers, W&B shall in no event be liable to User, or anyone, for any decision made or action taken in reliance upon information expressed or displayed within or in conjunction with the Content.  Thus, it is User’s sole responsibility to directly verify any information obtained from the Content before making any decisions or incurring costs or liability based upon any such information. 
The Content may contain Links to outside third-party websites as part of each Webinar presentation. By selecting any of these Links, User understands and hereby agrees that User is being transferred to a website that is not affiliated with, or under the ownership, security, or control of W&B.  User is hereby cautioned to proceed at his/her/its own risk in so doing. W&B disclaims all responsibility and liability for the operation, content, security, or policies of the non-affiliated Link/website to which User is linking, and does not endorse, recommend, control, supervise, or review the respective Link/website policies or content. User should address any concerns or questions he/she/it may have regarding any such website to the Site Administrator or Webmaster of each applicable website.

In conjunction with all of the foregoing, the following disclaimer is specific to User’s accessing and/or using any of the Calculators: W&B does not warrant nor guarantee that any User of the Calculators will receive any tax credit amount that may be estimated by the Calculators.  The Calculators provide only an estimate of the potential tax credit based upon employment, wage, and/or other projections and are solely for demonstrative purposes. The User is responsible for accurately entering data in the Calculators and confirming that the respective organization qualifies for the credit.  User also understands, acknowledges, and accepts that there are many variables that can affect an organization’s tax credit eligibility and/or tax credit amount, and that the Calculators provided by W&B may not account for each and every variable. As such, the User of the Calculators agrees that their use of these Calculators is at their own risk. 
In conjunction with all of the foregoing, the following disclaimer is specific to User’s accessing and/or using any of the Webinars: All Webinar content has been obtained from sources that are generally considered reliable. Although W&B believes the webinar information to be accurate and timely at the time of recording, because of the ever-changing nature in the Healthcare Reform arena, and our reliance upon information provided by outside sources, W&B makes no representations or warranties, express or implied, concerning the accuracy, reliability, timeliness, completeness or suitability of the Webinar Content, including any other material which is referenced, linked or connected thereto, and hereby disclaims any and all liability therefor. 
User shall indemnify, defend, and hold W&B harmless for any representations and/or any misrepresentations made that are outside of and/or different than the Content of any presentation provided hereunder.
All rights to all of the Content are expressly reserved by W&B and/or the respective legal owners of such information, including, without limitation, copyright, trademark, and service mark rights. By accessing and utilizing the Content, the User does not acquire any legal rights whatsoever to any such information. The Content may also contain information that is proprietary and/or confidential and User has no authority or right to reproduce, publish or distribute such information without the express written consent of W&B. 
User’s access and/or use of the Content constitutes User’s acceptance of the terms and conditions contained herein and any Terms of Use and/or Privacy Policy related to the Content. 
I, the User, have read the above Disclaimer and fully understand and agree, as follows:

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